Our Homeownership Program is a nationwide initiative to increase homeownership to 75% for all Americans. Homeownership is underrepresented among certain communities. The homeownership rate for female-led families is 61%, 49% for Hispanic and LGBTQ households, and 44% for Black households. Through outreach, education, loan qualification, and attorney-assisted debt collection disputes, we assist families with very low, low, and moderate incomes in becoming homebuyers. By empowering the underrepresented in America to become homeowners, we provide financial strength, stability, and security.
In addition to helping aspiring buyers qualify for government-backed mortgages, the Homeownership Program connects families with attorneys, loan officers, and real estate agents that can assist them with the process.
Hi, we're Chet and Jorge. If you're like most people, then
you need some financial advice. We both needed financial advice at one point too, so we know the feeling and we're
here to help.
Jorge Newbery, Co-Founder & Chief
Executive Officer of DebtCleanse
I've been in your shoes, and I created this revolutionary system to help people like us get on the right financial path. I know it can work because I used it to clear $26 million in debt myself. And, I've seen it work for many others since.
I've worked hard all my life, starting with a paper route at the age of seven and eventually building a real estate empire of more than 4,000 apartments. Until one freak winter storm destroyed my business, and I was millions in debt overnight.
How I Cleared My Debt
I had no way to pay those debts and no idea what to do next. Creditors and debt collectors harassed and threatened me constantly. The stress nearly ruined my health. Then, I made a discovery that gave me a glimmer of hope; I noticed that one of my creditors had made a sloppy mistake.
With the help of trained attorneys, the court ruled that my debt of over $6 million was "inadvertently extinguished." In other words, due to an unlawful debt-collection tactic, the creditor had accidentally wiped out its own right to pursue payment from me. That victory was the first step in a process that eventually allowed me to regain my financial freedom.
I Wanted to Share What I Learned
Getting free from this overwhelming debt was such a transformational experience that I knew I had to share what I had learned with the millions of other Americans who are buried in unaffordable debt.
In 2008, I started American Homeowner Preservation to help struggling families avoid foreclosure and stay in their homes.
In 2016, I published my book, Debt Cleanse: How to Settle Your Debts for Pennies on the Dollar (And Not Pay Some At All).
Chet Seely, Co-Founder & President of DebtCleanse
I'm known as The Personal Finance Pro. I've led the growth of two 10-figure companies, an industry-leading financial services firm, and founded a company that was acquired in a $181M cash deal. I help entrepreneurs fearlessly approach, instantly connect with, and effortlessly transform cold market contacts into red-hot, ready to join prospects for their business without coming across as salesy and dealing with unnecessary rejection.
But I wasn't always the bold money nerd I am today...
A Childhood in Debt
I spent my childhood watching my parents nickel and dime every cent they could. Bills were constantly piling up, collectors knocking at the door-like millions, it felt like our family was out of options.
Like many people, I grew up with big financial dreams, but I was not sure how to get there.
After struggling to find the answers and the right trusted advisors, my life changed dramatically in my mid-20's, when I found a mentor who helped me achieve my first "million dollar year" of earnings when I was 27.
You're Not Out of Options Yet
From my mentor, I learned that financial rejection is difficult and although we cannot avoid it, we can work on ways to manage it better. I learned to face that rejection with confidence and conviction.
Think you're out of options?
We've been there.
Jorge and I have seen debt firsthand and know the day-to-day stress and anxiety that accompanies financial uncertainty.
The truth is, stability throughout life's journey should be a right, not a luxury-it's up to us to break the cycle.
Below you'll find a bit more about who DebtCleanse is and why we exist. We genuinely hope that this is your first step toward your new future.
Is there a cost to participate in the Homeownership Program?
Yes, you can get a membership for $89.95/mo. A $59.95 startup fee applies.
Do I have to work with all your partners?
No, you don't have to work with all our partners. You can use whatever services you need or want.
Loan Officers and
Real Estate Agents
Is there a cost to partner with you?
Yes, an optional membership is available for $89.95/mo. For loan officers or loan officers in training, a startup fee of $159.95, plus a background check and NMLS Licensing fees apply.
Can I refer my own clients to your programs?
Yes, you are welcome and encouraged to refer our services to your clients.
Do I have to hang my license with you?
Real Estate Agents can remain with their current brokerage, while Loan Officers must have an NMLS number and affiliation with our fellowship credit union.