Imagine Your Life Without Debt

FAQ

Is the Debt Cleanse book really free?

Debt Cleanse sells for $19.99 on Amazon.

But, all you have to do is pay a $7.95 shipping and handling fee. It’s that simple. There’s no catch, no hidden fees, no strings attached.

This is not a small pamphlet or booklet, either. Debt Cleanse is 416-pages and includes step-by-step instructions to settle all types of debt: Mortgages, Vehicle Loans, Student Loans, Business Loans, Secured Personal Loans, Credit Cards and Unsecured Personal Loans, Medical Bills, Payday Loans, Collection Accounts, and Judgments.

In addition, there are hundreds of Action Tools: 24 Letters to Shut Down Creditors, 134 Deficiencies, 140 Document Requests, 208 Interrogatories, 156 Requests for Admissions, 252 Deposition Questions.

All this is yours for the small $7.95 shipping and handling fee.

Is DebtCleanse.com guaranteed to get rid of my debts?

Unfortunately, no one can guarantee to solve your debt problems. That’s because the creditors who own your debts can choose whether to take a settlement.

Some creditors may try to insist that you pay the full amount. You can’t force them to take a lower settlement offer.

But with our tools, you can often pressure them into agreeing to the best compromise possible.

Also, even if a creditor or collector fails to validate a debt, that does not necessarily mean you’re not legally obligated to pay that debt. However, it often means that the creditor or collector will cease attempting to collect the debt.

Does DebtCleanse.com work for anyone?

The founder, Jorge Newbery, used these exact same methods to settle or eliminate millions of dollars in debt.

These techniques have been proven to work time after time, for different people in many different circumstances.

What do you have to lose by using our methods on your own debts?

Will a Debt Cleanse damage my credit score?

Yes, but if you can’t pay your debts, your credit score is going to be damaged no matter what you do.

Remember that a credit score is really a debt score. It’s a measure of how much debt you can pay back. If you have not been paying your debts on time or fail to pay them at all, it will be part of your credit score.

How long does a Debt Cleanse take?

Time is always the debtor’s friend and the creditor’s enemy. In almost all situations, delaying debt resolutions will benefit debtors.

Debt Cleanse keeps money in your pocket each month you go without paying. The longer it takes, the more money you accumulate. Also, creditors will typically accept lower settlement amounts the longer you go without paying.  So, the irony is that you actually want the process to take a longer amount of time because you’ll save more money plus likely settle for less.

Thus, we estimate that most consumer debt will take one to three years to resolve. If your debts are unusually large, it can sometimes take longer. But your time and effort will be worth it.

The tools and resources you’ll find in the Debt Cleanse book and on the Debt Cleanse support website will show you every step you will need to take to negotiate the best possible settlement.

Can DebtCleanse.com help wipe away business loans?

Yes. You can use Debt Cleanse to assist in resolving your business debt.

Any entity in debt crisis is welcome to use DebtCleanse.com.

Why choose DebtCleanse.com instead of debt settlement companies?

Many debt settlement companies make you deposit money up front, before they resolve anything.

Plus, debt settlement companies often make deals that aren’t in your best interest. They frequently make settlements that cost you 30% to 40% too much.

When you join DebtCleanse.com, you take control of the settlement process. Using our methods, you can create valuable leverage over your creditors. The goal is to get the best possible deals for you.

Over time, many creditors will agree to discounted settlements. If they resist, you can delay and create obstacles to their collection efforts. Eventually, they may sell your debt to a debt buyer who is willing to settle.

Either way, you come out on top.

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DebtCleanse provides access to self-help services at your specific direction. We are not a law firm or a substitute for an attorney or law firm. We cannot provide any kind of advice, explanation, opinion, or recommendation about possible legal rights, remedies, defenses, options, selection of forms or strategies. Your access to the website is subject to our Terms of Service. The program is too new to have demonstrate any results, and some consumers may experience no results. Not all consumers may complete the program for various reasons, including their ability to save sufficient funds. Not all creditors or debt collectors will accept a reduction in the balance of interest rates, or fees a debtor owes the creditor or debt collector. Any estimates are based on results which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional or attorney to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Following our program guide will likely have a negative impact on your credit rating. DEBT SETTLEMENT LIKE BANKRUPTCY WILL NEGATIVELY IMPACT CREDIT SCORE. CREDIT COUNSELING PROGRAMS ARE OFTEN LESS AGGRESSIVE AND FOCUS ON FULL PRINCIPAL REPAYMENT IN CONJUNCTION WITH CREDITOR AGREEMENTS. FAILURE TO TIMELY PAY DEBT MAY RESULT IN A DECREASE IN CREDITWORTHINESS AND INCREASE IN DEBT OWED DUE TO INTEREST AND FEES.