Imagine Your Life Without Debt

How Works for Debtors

Cleanse Your Debts in 7 Steps:

Claim Your Free Copy* of Debt Cleanse

This book gives you access to powerful step-by-step systems that have reduced or eliminated millions and millions in debt.

These are the same strategies I utilized to get rid of $26 million in debt.

Now, you can follow the steps to settle your debts – or even walk away from them entirely.

*All you pay is a small shipping and handling fee.

Register Your Debts on

Upload all of your unaffordable bills to

We’ll show you how to track everything online to give you the best possible chance to settle your debts, or eliminate them completely.

If you are unable to pay your debts, the longer your creditors have to wait for your money, the more desperate they’ll get.

Eventually, they may settle for pennies on the dollar. Or even give up completely.

Stockpile Cash

Set aside as much money as you can so that you can settle your debts with lump sum payments.

We’ll show you how to safely (and legally) keep your assets protected from your creditors.

When your creditors are eventually willing to negotiate, you’ll be ready. You’ll have cash on hand to settle your debts.

Ignore Your Creditors

Your creditors will start calling you relentlessly if you are not paying them.

As annoying as that is, it’s a good sign. It means that you have their attention.

Now, ignoring their calls puts you in a stronger position to negotiate later. They might file a lawsuit against you, but striking a deal may make better business sense for the creditor than paying legal fees.

Find Deficiencies to Build Your Case

Deficiencies are the errors, omissions and outright blunders creditors often make in their records.

We’ve identified 134 common deficiencies you may be able to your advantage. You can use them to help settle a debt, or fight in court.

Deficiencies may make the difference between paying it all back – or watching it all go away.

Dispute Your Debts

Did you know that, according to a Federal Trade Commission study, debt buyers lack complete documents on nearly half of all disputed debts?

If they can’t prove you owe the debt, it’s much harder for them to collect. That’s why disputing your debts can help stack the odds in your favor. gives you simple word-for-word letters you can use to assert your rights and defend yourself against creditors.

Negotiate on Your Terms

Follow the step-by-step instructions to make a settlement that’s in your best interest.

Even if a creditor refuses to negotiate and hits you with a lawsuit, you’ll be ready.

Following the Debt Cleanse steps prepares you with knowledge of your rights, tools, and a solid paperwork trail. You’ll be ready to fight — and win.

Are you ready to learn about becoming debt-free?

DebtCleanse provides access to self-help services at your specific direction. We are not a law firm or a substitute for an attorney or law firm. We cannot provide any kind of advice, explanation, opinion, or recommendation about possible legal rights, remedies, defenses, options, selection of forms or strategies. Your access to the website is subject to our Terms of Service. The program is too new to have demonstrate any results, and some consumers may experience no results. Not all consumers may complete the program for various reasons, including their ability to save sufficient funds. Not all creditors or debt collectors will accept a reduction in the balance of interest rates, or fees a debtor owes the creditor or debt collector. Any estimates are based on results which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional or attorney to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Following our program guide will likely have a negative impact on your credit rating. DEBT SETTLEMENT LIKE BANKRUPTCY WILL NEGATIVELY IMPACT CREDIT SCORE. CREDIT COUNSELING PROGRAMS ARE OFTEN LESS AGGRESSIVE AND FOCUS ON FULL PRINCIPAL REPAYMENT IN CONJUNCTION WITH CREDITOR AGREEMENTS. FAILURE TO TIMELY PAY DEBT MAY RESULT IN A DECREASE IN CREDITWORTHINESS AND INCREASE IN DEBT OWED DUE TO INTEREST AND FEES.